Accidental Life Insurance

Live Bold.Stay Covered.

For the Ones Who Live on the Edge — Not the Ones Who Watch From It.

You ride hard. You work hard. You take risks most people won't. Make sure the people you love are protected if something goes wrong. Up to $500,000 in accidental life coverage. No medical exam. 15 minutes.

MotoShield branded Kawasaki Ninja
Built for Motorcycle Riders
Up to $500,000 in coverage
No medical exam required
Coverage in 15 minutes
Also covers truckers · construction · extreme sports
Get your money back if no claim
Nationwide · (800) 988-7597
Built for Motorcycle Riders
Up to $500,000 in coverage
No medical exam required
Coverage in 15 minutes
Also covers truckers · construction · extreme sports
Get your money back if no claim
Nationwide · (800) 988-7597
This Was Built for You
Who This Is For
🏍️
★ Primary Coverage

Motorcycle Riders

Whether you ride a Harley on weekends or commute daily on two wheels — standard life insurance penalizes you for it, or flat-out denies you. MotoShield is built specifically for riders. No runaround, no exclusions, no medical exam. Just coverage that finally fits your life.

🚛

Truck Drivers

Long hauls, long hours. Keep your family protected while you keep America moving.

🏗️

Construction Workers

Falls, heavy equipment, job site risk. Get coverage that matches the work you do.

🚗

High-Mileage Drivers

Sales reps, rideshare, delivery. If you live on the road, get covered for it.

🏔️

Extreme Sports Athletes

Skiers, dirt bikers, skydivers. Push limits — just make sure you're covered.

🚜

Farmers & Ag Workers

Heavy machinery makes farming one of America's most dangerous jobs.

🔧

Tradespeople

Electricians, welders, roofers — real daily risk. Get covered fast.

Oil & Gas Workers

Hazardous conditions, remote sites. Your coverage should match the job.

⚙️

Anyone in a Risky Trade

If your work comes with real danger, your insurance should reflect that.

The Reality
The Numbers Don't Lie
29×
More likely to die per mile on a motorcycle than in a car
Source: NHTSA
5,932
Motorcyclists killed in the US in 2021 alone
Source: NHTSA
169K
Americans die from accidental injuries every year — it's the #4 cause of death
Source: CDC / National Safety Council
$15K+
Average funeral cost — most families don't have it saved
National Funeral Directors Assoc.
What's at Stake
Your Family Needs a Plan
⚠ Real Risk
🏠

The Mortgage Doesn't Stop

When you're gone, the bills keep coming. Without coverage, your family could lose the house within months. A $500K policy keeps a roof over their heads.

⚠ Real Risk
👧

Your Kids Deserve a Future

College. A car. A real start in life. If something happens tomorrow, that future gets wiped out — unless you've planned for it. This is that plan.

⚠ Real Risk
🚫

Standard Insurance Says No to You

Regular life insurance often excludes riders and high-risk workers — or charges sky-high premiums. We specialize in accidental coverage for the people others turn away.

⚠ Real Risk
💸

Lost Income Hits Fast

One accident. One paycheck gone — forever. Your family could be scrambling within weeks. $500K buys time, stability, and breathing room when they need it most.

What Does Coverage Actually Cost?

Less than you think. Most people get covered for the cost of a couple of coffees a week. Pick your age and coverage amount to see your estimated monthly rate right now.

No medical exam required
Coverage in as little as 15 minutes
Get your money back if no claim (most states)
Up to $500,000 per policy
Riders, truckers & tradespeople welcome

⚡ Estimate My Rate

Estimated Monthly Premium

Estimate based on male, non-tobacco rates. Final rate confirmed on your 15-min call.

Dead Simple Process
Covered in 15 Minutes
01
📋

Get Your Quote

Fill out our quick form or call (800) 988-7597. No lengthy paperwork, no medical exam. Fast and straightforward.

02
📞

Quick 15-Min Call

A licensed agent walks you through your options, finalizes your coverage amount, and answers every question you have.

03
🛡️

Your Family Is Protected

You're covered. And if you never file a claim, get all your money back in most states. Zero hassle, total peace of mind.

Don't make themStart a GoFundMe.

You take risks so your family can have a better life. Make sure they're protected no matter what. No medical exam. 15 minutes. Done.

Or call us now: (800) 988-7597
MotoShield
Hold Up, Rider

Before You Go —
Your Family Still Needs a Plan.

Most riders put this off. Then one bad day changes everything. Drop your number — it only takes 60 seconds and we'll handle the rest.