Live Bold.Stay Covered.
For the Ones Who Live on the Edge — Not the Ones Who Watch From It.
You ride hard. You work hard. You take risks most people won't. Make sure the people you love are protected if something goes wrong. Up to $500,000 in accidental life coverage. No medical exam. 15 minutes.
Motorcycle Riders
Whether you ride a Harley on weekends or commute daily on two wheels — standard life insurance penalizes you for it, or flat-out denies you. MotoShield is built specifically for riders. No runaround, no exclusions, no medical exam. Just coverage that finally fits your life.
Truck Drivers
Long hauls, long hours. Keep your family protected while you keep America moving.
Construction Workers
Falls, heavy equipment, job site risk. Get coverage that matches the work you do.
High-Mileage Drivers
Sales reps, rideshare, delivery. If you live on the road, get covered for it.
Extreme Sports Athletes
Skiers, dirt bikers, skydivers. Push limits — just make sure you're covered.
Farmers & Ag Workers
Heavy machinery makes farming one of America's most dangerous jobs.
Tradespeople
Electricians, welders, roofers — real daily risk. Get covered fast.
Oil & Gas Workers
Hazardous conditions, remote sites. Your coverage should match the job.
Anyone in a Risky Trade
If your work comes with real danger, your insurance should reflect that.
The Mortgage Doesn't Stop
When you're gone, the bills keep coming. Without coverage, your family could lose the house within months. A $500K policy keeps a roof over their heads.
Your Kids Deserve a Future
College. A car. A real start in life. If something happens tomorrow, that future gets wiped out — unless you've planned for it. This is that plan.
Standard Insurance Says No to You
Regular life insurance often excludes riders and high-risk workers — or charges sky-high premiums. We specialize in accidental coverage for the people others turn away.
Lost Income Hits Fast
One accident. One paycheck gone — forever. Your family could be scrambling within weeks. $500K buys time, stability, and breathing room when they need it most.
What Does Coverage Actually Cost?
Less than you think. Most people get covered for the cost of a couple of coffees a week. Pick your age and coverage amount to see your estimated monthly rate right now.
Estimate My Rate
Estimate based on male, non-tobacco rates. Final rate confirmed on your 15-min call.
Get Your Quote
Fill out our quick form — no lengthy paperwork, no medical exam. Fast and straightforward.
Quick 15-Min Call
A licensed agent walks you through your options, finalizes your coverage amount, and answers every question you have.
Your Family Is Protected
You're covered. And if you never file a claim, get all your money back in most states. Zero hassle, total peace of mind.
Don't make themStart a GoFundMe.
You take risks so your family can have a better life. Make sure they're protected no matter what. No medical exam. 15 minutes. Done.